HOW UM/UIM WORKS AND HOW THE COVERAGE WORKS

In the event of an accident (when the driver has accepted a ride or has a Rider in the vehicle) with a driver who is uninsured (UM) or underinsured (UIM) and is ultimately at fault for bodily injury caused to you and/or your Rider, our UM/UIM coverage will apply (coverage limits vary by state). There is no deductible on our UM/UIM policy.